We’re always on the lookout for the best of the best to join our team at United Shore. Be a part of an organization that values hard work and high fives.
The individuals that lead our company are some of the best out there. Combining years of experience, know-how, and a love for the business, our chief leadership team is dedicated to making United a top place to work.
"The secret to being successful in work and in life is outworking everyone, being prepared for every situation, complete dedication, and never giving up."
Mat is a game-changer. With a vision to create a more perfect mortgage world, Mat changed the game—from a commodity to a service, from an outside to inside sales team—focused on relationships, knowledge, and speed. Mat believes a team together is more powerful than a team apart. From just an idea to the number one wholesaler, Mat built UWM with similar rigor to his championship days playing and coaching with Michigan State Basketball Coach Tom Izzo. No competitor is as knowledgeable, has better technology, or delivers world-class service better than Mat and UWM. After working through many roles at the company, Mat was named President/CEO of United Shore in 2013.
EVP, UWM Sales
"I’m big on ownership and being a thumb-pointer. To be a successful leader or sales person, you need to own your business."
The driving force behind United Wholesale Mortgage’s sales team, Allen is the fuel that keeps the sales engine moving at full speed. Through his strong work ethic and extraordinary attitude, Allen inspires his entire team to go above and beyond for every client. Allen prides himself on not merely developing “managers,” but creating true “leaders” within the organization. His passion for growth propelled him from starting as an Account Executive to his current role as Executive Vice President of Sales.
Chief Technology Officer
"Technology works best when it brings people and processes
together to innovate and simplify."
Jason is a game-changer, a visionary who excels in
application development and enterprise implementation so that we consistently ‘wow’
our clients. Jason is incredibly talented at infusing a client service focus
into tech procedures and guidelines, and is constantly analyzing new ways to
create the most intuitive and easy-to-use technology platforms for United Shore
clients to grow their business. Prior to joining United Shore, Jason gained
nearly two decades of IT experience in the mortgage banking industry, working
for The Federal Savings Bank and Guaranteed Rate.
Chief Marketing Officer
Our focus is to have relevant and impactful conversations with our clients at every touch point and provide the tools that allow them to do the same with their clients.
Sarah DeCiantis provides strategic direction to support the growth and success of the UWM and our nationwide network of mortgage brokers. Successfully building a team of 30+ marketing experts, Sarah leads UWM’s marketing, public relations, social media and internal communications. She created an in-house agency concept that provides UWM clients with marketing consultation and materials that are customizable for local market use. Before joining UWM, Sarah was the Director of Partnership Marketing for Palace Sports and Entertainment and the Detroit Pistons, responsible for all client relationships and partnership activation. She also worked for 10 years at advertising agencies including Doner, Campbell-Ewald and McCann Worldgroup.
Chief Financial Officer
"There will always be someone smarter, bigger, better, but if you outwork, outhustle and just plain care more, you can compete and win."
Tim doesn’t just see the big financial picture; he sees the screenplay unfold. Tim’s ability to predict and prepare for trends brings a solid financial foundation to United Shore. Using his client service skills, he earned his keep both in the market and the Board Room—including as a partner at one of the Big Four accounting firms. Growing up as one of nine children, Tim learned early on that going the extra mile would set him apart. He is a self-described relationship builder who brings this philosophy to the office where he spends time on the floor, rather than behind a desk.
Chief Digital Officer
"Technology is a tool that drives innovation. We are always looking to invent tomorrow."
Ever since Justin walked through United Shore’s doors, he has been innovating and building — teams, systems, and technology. Justin has an incredible ability to take his innate knowledge of the mortgage business and marry it with today’s technology. He is always thinking ahead to the next thing that will make our systems operate more efficiently and effectively as well as create a broker experience that is unparalleled in the industry. From Umobile to our new EASE system (debuting in October 2014), Justin is leading the teams to bring the latest and greatest to make lending easy and was recently recognized as one of the Top 40 Mortgage Professionals under 40 by National Mortgage Professional Magazine.
EVP, Capital Markets
"The mortgage industry is unlike others. It’s a close knit community where people stay because they love what they do."
Kirstin leads our Capital Markets and Product Innovation teams. Her relationships across the industry have provided her the ability to maximize company value. Striving to be on top of the latest products and advances, Kirstin has a thirst for knowledge. After starting her career as an Investment Analyst, she later was instrumental in the growth of family-owned Flagstar Bank as EVP/Flagstar Bancorp and President/Flagstar Capital Markets. When she’s not making an impact on the industry, she’s making an impact in the local community with Share a Smile, the foundation she started with her husband aimed at helping families in need.
Chief People Officer
"Success isn't about the end result; it's about what you learn along the way."
It’s "Live with Laura" every day as building our company culture and making United Shore the best place to work in Detroit is like producing a show for Laura. With a background in production on the Emmy award winning The Ellen DeGeneres Show and Fox Television, Laura applies these same talents to creating a unique work environment at United Shore. With a work ethic that is only second to her talent, she is constantly bringing new ideas to make our teammates happy and productive. From the modern workplace environment to implementing Brilliant Ideas that come from our team members, Laura has her sights on the next most innovative way to further our Best Place to Work accolades.
Chief Legal Officer
"Don’t check your common sense at the door."
Matt oversees United Shore’s legal, compliance, and HR functions. Matt possesses a unique ability to synchronize the business aspect of a given situation with the compliance and legal issues that arise. He prides himself on being both pragmatic and risk averse. Matt’s approach is more of a deal maker than deal breaker. He joins us from Flagstar Bank where he served as Chief Legal Officer and EVP/Administration. He also has served on the board of several companies and serves in advisory capacities for Ginnie Mae, Fannie Mae, MBA, among others.
Chief Risk Officer
"You’re only as good as the people that work with you."
Linda brings to United Shore over 40 years of experience in all aspects of mortgage banking. She is a longstanding member of the Risk committee for both Fannie Mae and Freddie Mac. A renowned expert, Linda always has people coming to her, like the professor whose door is always open. She will drop what she’s doing to offer help or advice. She fosters a learning environment for everyone around her. Linda has even been called upon as an expert witness for the FBI! Prior to joining United Shore, Linda spent the majority of her career at Flagstar Bank.
Chief Operating Officer
"Always learn from an experience, and try to make tomorrow better than today."
Believing that communication and understanding are the keys to the client experience, Melinda leads 500+ team members in Underwriting, Closing and IT to set a new standard for underwriting excellence—one that is thorough, efficient, accessible, and centered on client service. With extensive expertise—from processing and originating to running a mortgage brokerage firm—Melinda strives to streamline UWM operations to make the lending process easier from start to finish for mortgage brokers and borrowers in all 50 states. She is constantly reading and translating the mortgage guidelines into a client friendly experience. In 2013, National Mortgage Professional Magazine recognized Melinda as “Mortgage Professional of the Month.”
Today, Ishbia is president and CEO of United Shore, a financial services company specializing in wholesale mortgage lending services. Once telling Business Insider that he runs his company “like a 2,000 person basketball team,” Ishbia not only led United Shore’s annual revenue to jump 68 percent year-over-year from 2015 to 2016, but landed the company on Inc. Magazine’s 2017 list of Best Places to Work.
From a strict 40-hour workweek policy to an in-house concert from rapper Nelly, Ishbia has found the right mix of culture and commitment to allow his employees and business to thrive.